Licensing & Disclosures
Loan Originator
Ryan Stanek, Licensed Mortgage Loan Originator, NMLS #2362236.
Licensed Entity
All loans are originated through Edge Home Finance, LLC, NMLS #891464, 5860 Baker Road, Minnetonka, MN 55345. Edge Home Finance, LLC is a mortgage broker, not a direct lender or creditor. Edge Home Finance, LLC is the licensed entity; Ryan Stanek is a licensed mortgage loan originator authorized to represent Edge Home Finance, LLC.
State Licenses
| State | Regulator | License number |
|---|---|---|
| Michigan | Department of Insurance and Financial Services | NMLS #2362236 |
| California | Department of Financial Protection and Innovation (DFPI) | CA-DFPI2362236 |
| North Carolina | Office of the Commissioner of Banks | I-232252 |
Ryan Stanek originates loans only in Michigan, California, and North Carolina. Licensing information can be verified at NMLS Consumer Access (www.nmlsconsumeraccess.org) using NMLS #2362236 (individual) or NMLS #891464 (company).
New York Licensing Exclusion
Edge Home Finance, LLC is licensed in 49 states and the District of Columbia. Edge Home Finance, LLC does not arrange, solicit, or originate mortgage loans for real property located in the State of New York.
Broker Status
Edge Home Finance, LLC is a mortgage broker, not a direct lender or creditor. Ryan Stanek is a Licensed Mortgage Loan Originator and is not a mortgage broker, lender, or creditor.
Government Non-Affiliation (VA / FHA / USDA)
Edge Home Finance, LLC is a private mortgage broker and is not affiliated with, endorsed by, or acting on behalf of or at the direction of the U.S. Department of Veterans Affairs (VA), the Federal Housing Administration (FHA), the Department of Housing and Urban Development (HUD), the U.S. Department of Agriculture (USDA), or any other government agency.
Consumer Contact Consent
Lead forms on this website include an unchecked consent checkbox. Consent to be contacted by phone, text, or prerecorded message is optional and is never a condition of purchasing any property, goods, or services.
Important Information
Nothing on this website is a loan offer, quote, rate lock, or commitment to lend. All loans are subject to credit approval, underwriting, and program guidelines, which are subject to change without notice. Calculator results are estimates for educational purposes only and are not guaranteed.
Equal Housing Opportunity.